DM-UM-3310772-07

Linked records are confirmed graph links; the arrow and name are the link the app receives. A mention is only a text match on the name and is never treated as a link.

Comments

Comments are added in the local viewer; this copy is read-only.

Facts

Policy number	DM-UM-3310772-07
Insured value	2000000
Expiration date	2027-03-01
Annual premium	412
Next payment due	2027-03-01
Remarks	Personal umbrella, $2,000,000, over the house, the cabin, both cars and the boats. Renews with the house policy on March 1.

People

Appears with

People linked to the same records.

Peg Ostrander · 3 records Ray · 3 records Earl Koskinen · 1 record Bev · 1 record Nate Lahti · 1 record Marlene Dvorak · 1 record

Questions

Questions whose supporting records include DM-UM-3310772-07 or a record linked to it.

q111 What do we pay a year for all of our insurance policies? q092 What's the VIN on my car? q093 What is the VIN of Ray's truck? q099 I want the same inventory for the Madison house. Everything of value, please. q133 How many miles are on my car? q166 Where is the title for the RAV4?

Traps and story · persona.yaml

two_of_a_kind Two houses, each with its own policy, deed, tax bills and contents. Each policy has its own rule about freezing while the place is empty, with different numbers. Three cars, one of them sold. Two dogs, one of them dead.

too_many Receipts (338), health records (77), bills (52), service receipts (38), warranties (31), vaccinations (28), mileage readings (26), electronics (26), jewelry (20). A question about "all" of any of these cannot be answered from a partial read; a good answer gives the whole list or says the list is partial.

not_saved Ray has no birth certificate saved, though Peg has hers. No marriage certificate is saved. The boats are insured but have no title or registration saved. The RAV4 has no title document; the F-150 does, twice over. The CR-V's title was signed over without being copied. Neither will is scanned, nor Ray's health care power of attorney, nor any tax return, only the accountant's summaries for 2024 and 2025. None of the children's or grandchildren's SSNs or passports are saved. Why each is missing is under fact_sheet.missing.

1986-06-27	They buy the house on Hawkstone Drive in Madison for $84,500. The mortgage is paid off in November 2009.
2004-08-13	They buy the cabin on Skein Lake near Minocqua for $212,000.
2012-09-18	New metal roof on the cabin, the first of nine big cabin projects.
2017-09-16	Ray buys the F-150.
2018-05-11	The cabin kitchen is remodeled, the largest of the cabin projects.
2021-08-20	New roof on the Madison house.
2022-05-14	The CR-V is traded in at 118,412 miles for a 2022 RAV4 Hybrid.