Dataset viewer

NL-W-00418827

covered item: Ray
Insurance Policy
2linked records
0mentions
3questions
2011saved

What the account says about NL-W-00418827

2 records, oldest first
2011
Ray
Married August 20, 1977, Our Saviour's, La Crosse. Call the mobile and let it ring.
Norhaven Life Assurance Society

Linked records are confirmed graph links; the arrow and name are the link the app receives. A mention is only a text match on the name and is never treated as a link.

Comments

0

Comments are added in the local viewer; this copy is read-only.

Facts

Policy numberNL-W-00418827
Insured value150000
Annual premium2340
Next payment due2027-09-18
RemarksCurrent. Whole life on Ray, taken out September 18, 1989. It has no end date. I am the beneficiary and the trust is second. The premium is due every September 18.

People

Ray
covered item

Appears with

People linked to the same records.

Peg Ostrander · 1 record

Questions

3

Questions whose supporting records include NL-W-00418827 or a record linked to it.

q111 What do we pay a year for all of our insurance policies? q165 What is the file number on Ray's birth certificate? q167 Do we have a copy of our marriage certificate saved?
Traps and story · persona.yaml

someone_elses Peg and Ray each have one of nearly everything, an IRA statement included. Both take atorvastatin, at different doses. Only Peg's health care power of attorney is scanned. "My" means Peg's.

too_many Receipts (338), health records (77), bills (52), service receipts (38), warranties (31), vaccinations (28), mileage readings (26), electronics (26), jewelry (20). A question about "all" of any of these cannot be answered from a partial read; a good answer gives the whole list or says the list is partial.

only_in_file The facts kept in one file and nowhere else. The long-term care daily benefit ($272.27) is only on the schedule. The life policy's cash value is only on its statement. The cabin's wind deductible ($7,700) and its theft and tree limits are only on its declarations. The house policy's jewelry sublimit, water backup limit and the rule about leaving the house empty in winter (condition 6.4, on page 5 of 8) are only in the policy. Ray's LDL of 68 is only on the lab sheet. Adjusted gross income for 2025 ($116,640) and for 2024 ($109,870) is only in each year's summary. The truck's title number is only on the title (that there is no lien also follows from the purchase receipt's "no loan"). The value of Peg's IRA is only on its statement. The septic system's design and the county's three-year pumping rule are only on the permit.

not_saved Ray has no birth certificate saved, though Peg has hers. No marriage certificate is saved. The boats are insured but have no title or registration saved. The RAV4 has no title document; the F-150 does, twice over. The CR-V's title was signed over without being copied. Neither will is scanned, nor Ray's health care power of attorney, nor any tax return, only the accountant's summaries for 2024 and 2025. None of the children's or grandchildren's SSNs or passports are saved. Why each is missing is under fact_sheet.missing.

1977-08-20Peg Haugen and Ray Ostrander marry in La Crosse. Ray bought the engagement ring that May.
2016-01-29Ray retires from Brennecke & Voss Engineering after 38 years.

One step out

covered_item →Ray — Contact; covered_itemRayno relationship name →Norhaven Life Assurance Society — Insurance Carrier; no relationship nameNorhaven Life Assuran…NL-W-00418827