When does the insurance expire?

expired Old things left in the account next to current ones. The only picture of the Outback's insurance card is from the 2024-25 term (policy -01); no card is saved for the current -02 term.

expiring_soon The twins' passports and the Outback's policy end within weeks of the build day.

two_of_a_kind "My car" is the Outback (Leah drives it), but the lookup tool cannot tell today.

two_of_a_kind A current and a previous policy for the house and for the Outback, two debit cards on one account, two Wi-Fi networks.

not_saved The Civic has no insurance policy saved. Why: Marcus insures his own car with Granite Fork, the company the Outback left in 2024. It renews each January, the card is in his glovebox, and Leah has been asking him for the details since November 2025. The account holds only her open reminder and one line in a 2024 note. The car is insured; the account cannot show it.

only_in_file The 1% wind and hail deductible ($4,120) is only in the policy declarations and the booklet; Leah's hail note says only "a percent". The booklet is the long document. Two of its clauses matter: the special limit of $1,500 for theft of jewelry (the ring, appraised at $6,800, was never scheduled), and the freezing clause (no cover for frozen pipes while the house is unoccupied unless the heat is kept on or the water is shut off and drained), which matters for sixteen nights away in December.

only_in_file Cash to close ($37,773.28), the seller credit and "no prepayment penalty" are only in the closing disclosure. The escrow balance and late fee are only on the mortgage statement. The life policy's beneficiaries are only on its schedule. Marcus's cholesterol and A1c values are only on the lab report. Nora's grades and absences are only on the report card. The August 3 deadline is only in the school nurse's letter. The 2025 refund is only in the accountant's letter. The office and specialist copays are only on the picture of the insurance card.