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Homeowners Policy 8/6/27

personas/family-organizer/files/finance/home-policy-declarations.pdf
documentlook: clean style: statement1 pages render unknown

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                                                                                      PO Box 4410
                                                                              Columbus, OH 43216

Harborline Mutual Insurance                                                         (800) 555-0142
                                                                                harborline.example




Homeowners Policy Declarations
Policy number: HO-7719024-06
Policy period: August 6, 2026 to August 6, 2027, 12:01 a.m. standard time

Named insured: Leah M. Brandvold and Marcus D. Adeyemi
Insured location: 2714 Quillfeather Lane, Westerville, OH 43081

Coverages
 Coverage                                                                                 Limit

 A. Dwelling                                                                         $412,000

 B. Other structures                                                                   $41,200

 C. Personal property                                                                $206,000

 D. Loss of use                                                                        $82,400

 E. Personal liability, each occurrence                                              $300,000

 F. Medical payments to others, each person                                              $5,000

Deductible: $1,000.00 for all perils except wind and hail, which carry a 1% deductible
($4,120).

Premium
 Item                                                                                 Amount

 Annual premium                                                                     $1,637.00

 Protective device discount                                                           included

 Multi-policy discount                                                                included

The premium is billed to the mortgage servicer, Tessaly Home Lending, loan 0047-338-21965.

Endorsements
   Water backup and sump overflow, limit $10,000
   Scheduled personal property: none
   This policy does not cover flood. Flood insurance is sold separately.


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The record values this file is made from: the ones its text names with {{record.field}}, and the fields its template reads. A value here is in the file's source; whether it is readable depends on the look.

ValueNow
home-policy.policy_number HO-7719024-06
home-policy.expiration 2027-08-06
home-policy.deductible 1000
home-policy.annual_premium 1637
mortgage-house.account_number 0047-338-21965

The values at render time were not recorded: the file was rendered before files/rendered.json existed. Rendering it again records them.

Planted

two_of_a_kind A current and a previous policy for the house and for the Outback, two debit cards on one account, two Wi-Fi networks.

only_in_file The 1% wind and hail deductible ($4,120) is only in the policy declarations and the booklet; Leah's hail note says only "a percent". The booklet is the long document. Two of its clauses matter: the special limit of $1,500 for theft of jewelry (the ring, appraised at $6,800, was never scheduled), and the freezing clause (no cover for frozen pipes while the house is unoccupied unless the heat is kept on or the water is shut off and drained), which matters for sixteen nights away in December.

attachments.yaml
record: home-policy
template: document
style: statement
org:
  name: Harborline Mutual Insurance
  lines:
  - PO Box 4410
  - Columbus, OH 43216
  phone: '8005550142'
  web: harborline.example
  color: '#1f4e79'
title: Homeowners Policy Declarations
body: '**Policy number:** {{home-policy.policy_number}}

  **Policy period:** August 6, 2026 to {{home-policy.expiration}}, 12:01 a.m. standard time


  **Named insured:** Leah M. Brandvold and Marcus D. Adeyemi

  **Insured location:** 2714 Quillfeather Lane, Westerville, OH 43081


  ## Coverages


  | Coverage | Limit |

  |---|---|

  | A. Dwelling | $412,000 |

  | B. Other structures | $41,200 |

  | C. Personal property | $206,000 |

  | D. Loss of use | $82,400 |

  | E. Personal liability, each occurrence | $300,000 |

  | F. Medical payments to others, each person | $5,000 |


  **Deductible:** {{home-policy.deductible|money}} for all perils except wind and hail, which carry a
  1% deductible ($4,120).


  ## Premium


  | Item | Amount |

  |---|---|

  | Annual premium | {{home-policy.annual_premium|money}} |

  | Protective device discount | included |

  | Multi-policy discount | included |


  The premium is billed to the mortgage servicer, Tessaly Home Lending, loan {{mortgage-house.account_number}}.


  ## Endorsements


  - Water backup and sump overflow, limit $10,000

  - Scheduled personal property: none

  - This policy does not cover flood. Flood insurance is sold separately.

  '