Traps it covers
not_saved The Civic has no insurance policy saved. Why: Marcus insures his own car with Granite Fork, the company the Outback left in 2024. It renews each January, the card is in his glovebox, and Leah has been asking him for the details since November 2025. The account holds only her open reminder and one line in a 2024 note. The car is insured; the account cannot show it.
not_saved Marcus has no life policy of his own, only twice his salary through the district; the reminder has been open since January 2025. Neither of them has a signed will: the lawyer's 2022 draft of Leah's is saved, Marcus's matching draft is not, and they stalled on the alternate guardian. Marcus's W-2 comes on paper and goes straight to the accountant, so only Leah's 2025 W-2 is saved. His box 1 was $62,807.90, federal tax withheld $4,378, Ohio $1,454; none of that is in the account.