how much is left on Nora's braces

q069 questions.yaml · questions.yaml:638 documentsfilesfinancenoteshealth

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A good answer

By the contract: $5,480 in all, $1,500 from insurance, $578 down on February 17, 2026 and 18 payments of $189 from March 2026 to August 2027. Only the down payment has a receipt, so what has actually been paid cannot be confirmed. If the payments are on schedule, the ones from this month through August 2027 remain. A good answer says it is going by the schedule.

and if she loses the retainer after?

A good answer

$175 for each retainer. One set is included in the fee. From the Strand contract.

175

wait what did the dental pay, was it all of the 1500

A good answer

The contract and Leah's note both show $1,500, Thistledown's lifetime orthodontic maximum for one child. The contract calls it an estimate and says the family owes the difference if the plan pays less; nothing saved shows what the plan actually paid.

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Supporting records

The records the answer rests on, from from, with whose they are.

Strand contract Document · saved Feb 17, 2026

Whose: Nora Adeyemi (document_subject)

name	Strand contract
about	- nora
created	2026-02-17

File: documents/strand-contract.pdf

Receipt · Nora Adeyemi Receipt · saved Feb 20, 2026

Whose: Nora Adeyemi (receipt_subject)

about	nora
item_purchased	braces down payment, Strand Orthodontics
price	578.00
purchase_date	2026-02-17
description	FSA card. then 18 x 189

Bill for Strand Orthodontics - Nora, monthly Bill · saved Sep 28, 2026

service	Strand Orthodontics - Nora, monthly
amount	189.00
due_date	today+11d
comments	18 payments, last one Aug 2027

braces math Note · saved Nov 5, 2025

Whose: Nora Adeyemi (note_subject)

about	- nora
date	2025-11-05 12:30
body	braces math total 5,480 Thistledown pays 1,500 (lifetime ortho max, per kid) ours 3,980 = 578 down + 18 x 189 FSA: raise Marcus's to 3,000 for 2026

Insurance Card · for Leah M Brandvold Insurance Card · saved Jan 18, 2023

Whose: Leah Brandvold (Me) (patient), Marcus Adeyemi (patient), Nora Adeyemi (patient), Eli Adeyemi (patient), Ivy Adeyemi (patient)

carrier	thistledown
patients	- me - marcus - nora - eli - ivy
subscriber_name	Leah M Brandvold
group_number	TMCU-0318
identification_number	THD4471902683
type	Dental PPO
comments	through my work

File: health/dental-card.jpg

Traps it covers

someone_elses The medical card's subscriber is Marcus; the dental and vision cards' subscriber is Leah. All three cover all five.

only_in_file The orthodontist's terms (a replacement retainer is $175, a missed appointment $40, the insurance figure is an estimate) are only in the contract. The lien release letter says what is left to do: take it and the title to a title office, and tell the insurer to drop the credit union as loss payee; nothing shows either was done. The guardian named for the children (Maren, alternate Tunde, unsettled) is only in an unsigned draft and has no effect. That Nora carries her own inhaler and the clinic has no spare is only on the school form. The 2025 mortgage interest ($9,123.12) and Leah's wages are only on the tax forms.