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what was the home insurance premium

q031 questions.yaml · questions.yaml:259 finance

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what was the home insurance premium
A good answer

$1,637 for the current term, policy HO-7719024-06.

1,637
no, the previous one
A good answer

$1,548, for HO-7719024-05, the term that ended August 6, 2026.

1,548

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Supporting records

The records the answer rests on, from from, with whose they are.

Homeowners Policy 8/6/27 Home Insurance Policy · saved Aug 7, 2026
propertyhouse
carrierharborline
policy_numberHO-7719024-06
deductible1000
insured_value412000
annual_premium1637
expiration2027-08-06
next_payment_due2027-08-06
remarksescrowed
File: finance/home-policy-declarations.pdf
Homeowners Policy 8/6/26 Home Insurance Policy · saved Aug 10, 2025
propertyhouse
carrierharborline
policy_numberHO-7719024-05
deductible1000
insured_value398000
annual_premium1548
expiration2026-08-06
Traps it covers

expired Old things left in the account next to current ones. The only picture of the Outback's insurance card is from the 2024-25 term (policy -01); no card is saved for the current -02 term.

two_of_a_kind A current and a previous policy for the house and for the Outback, two debit cards on one account, two Wi-Fi networks.

only_in_file The 1% wind and hail deductible ($4,120) is only in the policy declarations and the booklet; Leah's hail note says only "a percent". The booklet is the long document. Two of its clauses matter: the special limit of $1,500 for theft of jewelry (the ring, appraised at $6,800, was never scheduled), and the freezing clause (no cover for frozen pipes while the house is unoccupied unless the heat is kept on or the water is shut off and drained), which matters for sixteen nights away in December.