Traps it covers
only_in_file The facts kept in one file and nowhere else. The long-term care daily benefit ($272.27) is only on the schedule. The life policy's cash value is only on its statement. The cabin's wind deductible ($7,700) and its theft and tree limits are only on its declarations. The house policy's jewelry sublimit, water backup limit and the rule about leaving the house empty in winter (condition 6.4, on page 5 of 8) are only in the policy. Ray's LDL of 68 is only on the lab sheet. Adjusted gross income for 2025 ($116,640) and for 2024 ($109,870) is only in each year's summary. The truck's title number is only on the title (that there is no lien also follows from the purchase receipt's "no loan"). The value of Peg's IRA is only on its statement. The septic system's design and the county's three-year pumping rule are only on the permit.
not_saved Ray has no birth certificate saved, though Peg has hers. No marriage certificate is saved. The boats are insured but have no title or registration saved. The RAV4 has no title document; the F-150 does, twice over. The CR-V's title was signed over without being copied. Neither will is scanned, nor Ray's health care power of attorney, nor any tax return, only the accountant's summaries for 2024 and 2025. None of the children's or grandchildren's SSNs or passports are saved. Why each is missing is under fact_sheet.missing.
only_in_file The other hard files. The trust amendment is a scan with no text layer. The 1986 deed is a faint copy of a typed deed, also without text: the names of the sellers were typed darker and are clear, while the price ($84,500.00) is very faint; the price is in no record or note. The portal page for Ray is a screenshot, and its last section (the next appointment) is below the edge of the picture. The bunkhouse contract has the printed one-year workmanship warranty struck out and "two years" written in and initialled. The truck's title is saved twice: a clean PDF, and a telephone photograph with glare across the title number and the left edge cut.
