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Jewelry appraisal, Solheim - November 3, 2016

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                                                                                  88 Monona Mews, Suite 2
                                                                                        Madison, WI 53703

Solheim Gem Appraisal                                                                       (608) 555-0147
                                                                                      solheimgem.example




Appraisal of Jewelry for Insurance
Prepared for: Margaret A. Ostrander and Raymond C. Ostrander, 1846 Hawkstone Drive,
Madison, WI 53711

Date of examination: November 3, 2016

Purpose: Retail replacement value, new, for scheduling on an insurance policy

Appraiser: Ingrid Solheim, Graduate Gemologist

 No.    Article                                                                         Replacement
                                                                                               value

 1      Lady's diamond solitaire ring, round brilliant 0.72 ct, 14k yellow gold              $4,200.00

 2      Lady's wedding band, 14k yellow gold                                                   $550.00

 3      Gent's wedding band, 14k yellow gold                                                   $760.00

 4      Lady's diamond solitaire ring, old European cut 0.58 ct, 14k white gold              $3,100.00
        filigree

 5      Cultured pearl strand, 18 in., 14k clasp                                             $1,600.00

 6      Brooch (sølje), Norwegian silver, about 1920                                           $950.00

 7      Gent's Omega Seamaster wristwatch, 1968, not serviced                                $3,200.00

 8      Diamond stud earrings, 0.50 ct total                                                 $1,600.00

 9      Diamond tennis bracelet, 2.00 ct total                                               $3,600.00

 10     Locket and chain, 10k yellow gold                                                      $640.00

 11     Gent's class ring, 10k yellow gold                                                     $430.00

 12     Cameo brooch, 10k gold frame                                                           $350.00

 13     Diamond solitaire pendant, 0.40 ct                                                   $1,250.00

 14     Lady's Bulova wristwatch, 14k yellow gold                                              $260.00

        Total, 14 articles                                                                 $22,490.00


Notes
   The Omega wristwatch runs but has not been serviced in many years; a service would
   raise its value.
   Values should be reviewed every three to five years.

How the values were reached
Each article was cleaned, examined under ten-power magnification and weighed. Diamonds
were graded in their mountings, so weights and grades are estimates within the limits that
mountings allow. Values are what it would cost to replace each article with a new one of like
kind and quality from a retail jeweler in the Madison area on the date of examination. They are
not what the articles would bring if sold.

I have no present or intended interest in these articles, and my fee does not depend on the
values given.

Ingrid Solheim
Ingrid Solheim, Graduate Gemologist

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Jewelry appraisal, Solheim - November 3, 2016 Document · saved Nov 7, 2016

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Planted

near_duplicate Each current policy sits next to last year's. Peg has an old and a new passport. Two diamond solitaire rings, hers and her mother's. Old and new doses of the same drug. Two jewelry appraisals eight years apart, whose names no longer say which is current. Two years of the accountant's summary. The 2019 wills and the 2003 ones are both still in the grey box, per two notes. Not every expired policy is labelled as such any more; the dates say it.

attachments.yaml 
record: doc-appraisal-jewelry-2016
template: document
style: statement
org:
  name: Solheim Gem Appraisal
  lines:
  - 88 Monona Mews, Suite 2
  - Madison, WI 53703
  phone: '6085550147'
  web: solheimgem.example
  color: '#3f3a60'
title: Appraisal of Jewelry for Insurance
body: '**Prepared for:** Margaret A. Ostrander and Raymond C. Ostrander, 1846 Hawkstone Drive, Madison,
  WI 53711


  **Date of examination:** November 3, 2016


  **Purpose:** Retail replacement value, new, for scheduling on an insurance policy


  **Appraiser:** Ingrid Solheim, Graduate Gemologist


  | No. | Article | Replacement value |

  |---|---|---|

  | 1 | Lady''s diamond solitaire ring, round brilliant 0.72 ct, 14k yellow gold | $4,200.00 |

  | 2 | Lady''s wedding band, 14k yellow gold | $550.00 |

  | 3 | Gent''s wedding band, 14k yellow gold | $760.00 |

  | 4 | Lady''s diamond solitaire ring, old European cut 0.58 ct, 14k white gold filigree | $3,100.00
  |

  | 5 | Cultured pearl strand, 18 in., 14k clasp | $1,600.00 |

  | 6 | Brooch (sølje), Norwegian silver, about 1920 | $950.00 |

  | 7 | Gent''s Omega Seamaster wristwatch, 1968, not serviced | $3,200.00 |

  | 8 | Diamond stud earrings, 0.50 ct total | $1,600.00 |

  | 9 | Diamond tennis bracelet, 2.00 ct total | $3,600.00 |

  | 10 | Locket and chain, 10k yellow gold | $640.00 |

  | 11 | Gent''s class ring, 10k yellow gold | $430.00 |

  | 12 | Cameo brooch, 10k gold frame | $350.00 |

  | 13 | Diamond solitaire pendant, 0.40 ct | $1,250.00 |

  | 14 | Lady''s Bulova wristwatch, 14k yellow gold | $260.00 |

  | | **Total, 14 articles** | **$22,490.00** |


  ## Notes


  - The Omega wristwatch runs but has not been serviced in many years; a service would raise its value.

  - Values should be reviewed every three to five years.


  ## How the values were reached


  Each article was cleaned, examined under ten-power magnification and weighed. Diamonds were graded in

  their mountings, so weights and grades are estimates within the limits that mountings allow. Values
  are

  what it would cost to replace each article with a new one of like kind and quality from a retail jeweler

  in the Madison area on the date of examination. They are not what the articles would bring if sold.


  I have no present or intended interest in these articles, and my fee does not depend on the values given.


  <span class="sig">Ingrid Solheim</span>


  Ingrid Solheim, Graduate Gemologist

  '