Who gets my life insurance?

q055 questions.yaml · questions.yaml:499 financefiles

Question

A good answer

Marcus, 100%, as primary beneficiary. If he cannot, Nora, Eli and Ivy in equal thirds, with Leah's sister Maren Halvorsen as custodian while they are minors. The record has the policy and the amount; the beneficiaries are only on the policy schedule.

Marcus

Comments

Comments are added in the local viewer; this copy is read-only.

Supporting records

The records the answer rests on, from from, with whose they are.

Insurance Policy 10/1/41 Insurance Policy · saved Oct 3, 2026

Whose: Leah Brandvold (Me) (covered_item)

covers	me
carrier	eidervane
policy_number	EL-T20-0884172
insured_value	500000
annual_premium	438.6
expiration	2041-10-01
next_payment_due	2027-10-01
remarks	20 yr term, started Oct 2021

File: finance/life-policy-schedule.pdf

Traps it covers

only_in_file Cash to close ($37,773.28), the seller credit and "no prepayment penalty" are only in the closing disclosure. The escrow balance and late fee are only on the mortgage statement. The life policy's beneficiaries are only on its schedule. Marcus's cholesterol and A1c values are only on the lab report. Nora's grades and absences are only on the report card. The August 3 deadline is only in the school nurse's letter. The 2025 refund is only in the accountant's letter. The office and specialist copays are only on the picture of the insurance card.