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Is the Corolla insured?

q026 questions.yaml · questions.yaml:276 financethings

Question

Is the Corolla insured?
A good answer

No policy is saved for the Corolla. Policies on file cover the F-150 and the Buick. A good answer says nothing is saved rather than assuming either way.

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Supporting records

The records the answer rests on, from from, with whose they are.

Whose: Cam (driver)
drivercamille
display_nameCamille's Corolla
year2015
makeToyota
modelCorolla
trim_levelLE
colorSlate Metallic
vin5YFBURHE6FP318264
purchase_date2022-08-06
remarksbought used, 71,412 mi, $13,400. Titled to me, she drives it.
created2023-02-18 09:40
carf150
carriergreybridge
policy_numberGA-5530284-17
deductible500
annual_premium1438
expiration2027-02-18
next_payment_due2027-02-18
remarksSix-month terms, $719 each.
created2022-12-03 16:48
carbuick
carrierdunmore-pike
policy_numberDP-A-0381-520917
deductible500
annual_premium742
expirationtoday+9w
next_payment_duetoday+9w
remarksStill reads Walter E. Pruitt and Lorraine M. Pruitt. Wanda says fix it when the title gets fixed.
Traps it covers

expiring_soon Everything of Lorraine's that needs renewing in the next two or three months, all on dates relative to the build day: license (7 weeks), Buick registration (19 days), house policy (5 weeks), Buick policy (9 weeks), debit card (6 weeks), long-term-care premium (24 days), hearing aid warranty (6 weeks). Prescriptions have no date field, so the ones that need action are reminders: Eliquis and levothyroxine have no refills left, the Prolia shot is due, the disabled placard runs out. Walt's and Camille's documents are not close, except Camille's license on 2027-03-08, which is a plain date.

not_saved No driver's license is saved for Walter Sr. (a lookup must not hand over Walt's). No insurance policy is saved for the Corolla. Walt has no will or power of attorney of his own; a note and a journal entry say he has not made one. Lorraine's house has no mortgage record because it is paid off. Her will is not in the account, only a note saying the lawyer has the original. Not saved at all: her blood type, Roz's home address, Russ's SSN.

two_of_a_kind Two houses with their own policies, Wi-Fi, codes, furnace filters, trash days and bills, so "the house" is ambiguous (and Camille's apartment is a third property). Three cars.

not_the_users_car The Buick is Lorraine's to drive and is still titled and insured in the name of the late Walter E. Pruitt, which reads like Walt's own name. The Corolla is titled to Walt but is Camille's. "My car" is the F-150.